Funding Schemes

The Hong Kong SAR Government has over 40 funding schemes that support the growth and operations of SMEs and startups. Reach out to one of the four SME service centres to find out more about them, or look them up via StartmeupHK.

Funding schemes initiated by the Commerce and Economic Development Bureau for enterprises include:

SME Export Marketing Fund (EMF)

• Provide financial assistance to encourage SMEs to participate in export promotion activities

Dedicated Fund on Branding, Upgrading and Domestic Sales (BUD Fund)

• Provide financial assistance to assist SMEs in exploring and developing the Mainland and other overseas markets that have signed free trade agreements with Hong Kong
• Support brand development, upgrading and restructuring operations, and promotion of domestic sales

SME Financing Guarantee Scheme (SFGS)

• Implemented by the Hong Kong Mortgage Corporation Limited
• Provide loan guarantee at a preferential fee to help SMEs obtain commercial loans
• 80% and 90% Guarantee Products help SMEs in need of working capital
• Special 100% Guarantee Product helps SMEs severely affected by COVID-19 pandemic